401k Contribution Limits 2025 Roth Ira. The maximum amount you can contribute to a roth 401 (k) for 2025 is $23,000 if you're younger than age 50. Generally, traditional 401 (k) and ira contributions reduce your taxable income for the year.

You can make 2025 contributions to your roth or traditional ira until april 15, 2025. Regular roth ira annual contribution limits apply.